When you hire someone to work in your home for your personal or domestic needs, you are considered a residential employer. You may need to register for WorksafeBC insurance coverage whether you hire the worker on a full-time, part-time or casual basis.
For example if you hire:
- Nannies, companions, or other personal caregivers
- Domestic workers such as household cleaners
- Construction or repair workers or contractors
- Gardeners or landscapers
You do not need to register if you hire a person:
- For an average of less than eight working hours per week
- For a specific job to be completed in less than 24 working hours. In determining how long a job takes, it is the total person-hours for the job that is relevant. For example, if three workers work for nine hours each, WorkSafeBC considers that job to be for a period of 27 hours.
- To care for children before and after school for an average of less than 15 hours per week
- Through an agency registered with WorkSafeBC, where you pay the agency directly
- Who is independently registered with WorkSafeBC
Responsibilities of homeowners
Homeowners and B.C. residents who hire workers cannot be sued for the costs of a work-related injury or disease. If a worker is injured in your home while on the job, WorkSafeBC pays for the worker’s entire medical and wage-loss costs.
In return for this protection, you are expected to:
- Register with WorkSafeBC
- Pay employer premiums
- Provide a safe and healthy work environment
Registration guarantees protection
The law requires WorkSafeBC to compensate injured workers – even when employers have not registered with WorkSafeBC. If a homeowner does not register with WorkSafeBC and pay premiums when required, the results could be costly. WorkSafeBC may charge the homeowner for all compensation costs and unpaid premiums.